As Aviser Finance’s Co-Founder and Finance Strategist, senior broker Martin Ryan is proud to offer a bespoke service that delivers considered and personalised solutions. He takes time to understand client objectives and preferences, translating these into a relationship with an ideal lender and loan structure, delivering a strategy that turns aspiration into reality. “Aviser Finance has a clear purpose, which is to support Australians with a considered approach to building prosperity with loans that match their lifestyle and goals. It’s not a ‘one-and-done’ approach; we really work with clients across their journey – from families to business, renovations to retirement.” Martin is inspired by leaders who are passionate about producing impressive portfolios for their business, and who strive for personal and professional growth, quoting past employer Scott Parry and MSA National Managing Director Sam Makhoul as examples. Martin is also a South Melbourne local, enjoying a coffee at Park Lane with his colleagues and frequenting Lamaro’s for lunch.
Co-Founder of Aviser Finance, Tonina Ryan has built an organisation her community can trust to support their aspirations and life goals. As General Manager, she oversees the logistics of client experience and manages the company’s direction and focus. With diverse experience including television public relations and marketing, Tonina is an excellent communicator who ensures clients feel supported and confident throughout their decision-making process. As she says, “The finance industry can be a real information overload for clients, proving difficult to navigate without a trusted team guiding you through the process”. In her spare time, Tonina enjoys coffee at Park Lane with her team, browsing for homewares and art at Bloom Interior Design, and Bon Emil for a fashion fix. She also has a passion for photography and has works displayed at OnStone Gallery on Coventry Street.
An expert broker who thinks fast on her feet, Joyce Cheng, is Aviser Finance’s resident Financial Strategist. She reviews existing and potential lending options and develops a strategy to help clients achieve their financial goals. Joyce is no stranger to tackling complex loan restructures and settling matters with precision and poise, even switching lenders and resubmitting a loan within four days for clients whose property sale fell through! She has a thorough understanding of the Australian property market and the benefits of fixed and variable rates that will help clients understand their obligations. ‘Combined with ever-increasing costs of living, the banks remain competitive in both retention and acquisition with their interest rates and incentives.’ An avid reader and traveller, Joyce has found herself at home with Aviser’s dynamic and close-knit company culture.
Aviser Business & Client Consultant
Adam Spicer has worked with Aviser Finance for many years, culminating with the acquisition of Novare Finance Group by Aviser in 2019. Adam joins the team as a Consultant, specialising in loans, mortgages, business guidance and fostering of client relationships. He has 20 years of experience in the finance sector, with a strong background in business and corporate banking. Adam takes a transparent approach to finance, placing the client’s goals at the centre of strategy and alleviating concerns with proactive communication and accurate information. He is driven to build trusting relationships with clients, delivering results that ensure ongoing collaboration in future. Adam’s no stranger to the South Melbourne area, with St Ali and Padre as his go-to sources of caffeine. Adam also loves Hagen’s Organics and the offerings at South Melbourne Market.
Client Services – Loan Administration
Client Services extraordinaire Jo Dacoco has been an invaluable member of the Aviser Finance team since June 2020, looking after pre-lodgement document processing and client communications surrounding settlement status and rate reviews. She has over seven years of experience in the finance and business sector, allowing her to fit seamlessly into Aviser’s ‘never stop learning’ company culture. During the era of rising interest rates and fluctuating market conditions, Jo is enthusiastic about guiding Aviser’s clients through the process and helping them find the best result for their loans. In her spare time, she enjoys travelling, dancing, cooking delicious seafood and Italian dishes, and kicking back with Game of Thrones or an Avengers film.
Client Services – Loan Administration
Anne joined Aviser Finance’s Client Services team in January 2021 as a Loan Admin Officer. She ensures all clients’ files are up-to-date and accurate and conducts annual rate reviews to maintain a competitive rate across all clients’ loan facilities. Known for her congeniality, Anne is client-focused. She supports Aviser’s clients and colleagues to achieve the best possible outcomes. Anne delights in positive client feedback, recalling a recent testimonial: “They were delighted with Aviser Finance’s incredible expertise, guidance, insights and support for their beautiful new home.” Anne adds a musical flair to the office environment with her relaxing playlist of medleys, quoting ‘Beautiful Day’ by Jermaine Edwards as her favourite.